5 Crypto Predictions for 2018

Bitcoin kicked off in 2009 and has become a more than a bit player in the financial world ruffling a few feathers on the way. Banks and other financial institutions, for so long in a comfort zone, are now challenged as Bitcoin kicks on. All kinds of cryptocurrency predictions are being made, by it seems every Tom, Dick and Harriet, but many of these people are just blowing hot air as they have no real idea about what is really going on. However there are people in the know, Fintech Leaders, and here you can read predictions from nine of them.

Clayton Daniel
Fintech Founder

“Bitcoin sentiment is almost up to December levels right now after hitting rock bottom mid-January and maintaining through most of February. Short-term looks positive, and I have opted for a higher end of year valuation compared to last month. Still undecided whether Lightning Network will be adopted. Time will tell.”

Bitcoin Cash “Trading on BCH has dropped dramatically since the push from December through to January. Perhaps as a sign it isn’t replacing BTC after all. My view of BCH comes down to whether the market adopts it over the BTC Lightning Network. Both have pros/cons, both have their believers, I’m undecided.”

“Ethereum has lost a couple of new pieces of tech to rivals like NEO lately, but still get the large majority of the action. Even in this rapid environment of change, I can see Ethereum isn’t sitting on their hands, and attempting to fix the problems they have. All good signs.”

“Litecoin spent 4.5 years on a valuation ratio far below bitcoin, but for the last 12 months it’s completely blown out. With the founder selling out at a high multiple, and with little news, I’m not sure what’s happening besides ‘hoping it goes back up’.”

Ripple “Hopefully we can all put January behind us. That crazy run up and subsequent crash was a large reason for most FUD in the market. Ripple is still a unique piece of tech with real world uses and an amazing team. The real question is whether all those benefits increase the value of XRP.”

Dogecoin “With all respect to Reddit – it’s a coin built on memes. What else needs to be said. When people talk about ‘shitcoins’ getting cleaned up – this is what they are talking about.”

Monero “Privacy is a key request when cryptocurrencies are discussed. Especially if the Lightning Network takes off, I can see a flourishing counter culture dedicated to anonymity. In turn creating a massive demand Monero.”

Coins to watch “NEO – gaining popularity and big story for China. Enigma – can solve problems for other cryptos at scale.”

Alisa Gus
CEO WishKnish

Bitcoin “The market is recovering from its slump but until more fundamental news like Lightning Network hit the airwaves, a big jump won’t quite happen, which I imagine should be around the beginning of the third quarter.”

Bitcoin Cash“It is still fairly tied to the performance of the Bitcoin itself, and I just don’t see how it is going to truly differentiate itself unless there is a significant usability improvement that has not yet been made public. Certainly, that doesn’t account for the spur of the moment pump and dump situations.”
Cardano “I still feel it has ways to go to prove itself, but as we get out of the slump, most alt currencies will get more of a time to make their mark on the world. And then, the underlining tech itself should catch up. I am bullish on this.”

“Etherium is making all the right moves, but time will tell if it will scale enough to clamp down on the same issues it is trying to solve.”

Litecoin “It’s a good bitcoin clone that is now positioning itself as part of the remittances ecosystem. I can see it rising, but only time will tell if it succeeds.”

Ripple “Personally, I think it’s going to roll ahead, and I can see its adoption only growing, but all this has already been calculated into the price during its boom. Unless something crazy happens, whatever achievements it reaches, it’s not going to wow anybody, because at this point, it is already expected of it.”

Stellar Lumens “Similar to Ripple. The price might rise along with that of Bitcoin, but unless it corners a huge piece of the market it hasn’t been known for before, an independently powered rally is unlikely to materialize, although it really should. I like what they are doing a lot.”

Dogecoin “It is not exactly the most tech-savvy of coins, but as i mentioned last month, the loyalty can’t be beat. It will be up overall, but it is not going to take the world by storm.”
Coins to watch “Ripple, Ethereum and Stellar.”

Fred Schebesta
Co-founder finder.com.au

Bitcoin “The recent rollout of segwit was good. But we need more adoption of improvements like Lightning Network.”

“Ethereum has a lot of legs. Bitcoin will always be in there because it’s still advancing and making changes. A lot of ICOs will go the complete opposite way – a lot of projects that won’t deliver on what they say.”

“Still a bit bullish on Ethereum.”

Litecoin “They are actually rolling things out. They’ve got a good leader. That’s why it’s going up in value.”

Ripple “They have got to find their feet as to where they sit, if Cardano can roll out their network then it will be positive.”

Jen Greyson
CEO Powered by Neureal

Bitcoin “With more AI + blockchain projects coming into the space, we’re going to see miners move away from bitcoin, but that won’t happen until the platforms are further developed over the course of the next year-18 months. For now, bitcoin will continue to be subject to massive volatility due to the futures trading. Honestly, valuation is anyone’s guess at this point and is going to vary wildly from month to month.”

“I’m still very bullish on Ethereum. The platform is proven and I still think there is hope for the scalability challenges. I’m hearing a lot about Stellar and have talked to several projects that will be using that platform for their ICOs instead of Ethereum. We have our own challenges with the limitations of Ethereum and can’t use it to develop our final two tokens, but even that isn’t changing my attitude about Ethereum’s future.”

Coins to watch “Monero and Stellar are set to take on big challenges in the space. If they can execute, they’ll do well this year.”

Joseph Raczynski
Technologist/Futurist

Bitcoin “This continues to change daily. With the constant overhanging pressure of regulation, uncertainty rules. Some regulation will help, too much will harm.”

“Bitcoin Cash does have some upside to it. It is truly dependent on greater adoption, and if we start to see other Bitcoin forks. The more forks, the more pressure for Cash to succeed.”

“Cardano is waiting in the wings. It certainly is better known than in previous months, but is subject to the constant calls for regulation through the world. Long-term this is a likely winner.”
“Ethereum still stands as one of the tokens with the greatest short-term potential. Most of the largest organizations in the world that are testing blockchain technology are using the Ethereum platform. Only time will tell, but I personally think this is one ready to charge forward.”

Litecoin “I have wavered on this coin a tad in the past. They have some tech that has been released to speed transaction, but I am not convinced that some other coins cannot do this as well. Something will have to shake out to differentiate all of them from each other.”

Ripple “In my opinion, this could take off, if Coinbase does in fact list it. My guess is that they will in the next few months, if they do – the sky will be the limit and I think this will boost the entire crypto market. If they don’t list it, I see it staying in the range of $.80 – $1.50.”

Stellar Lumens “Another solid project here, they will keep within a tighter range of upper $.30’s to upper $.40’s but may have a bigger breakout provided the thrust of the entire market takes off.”
Dogecoin “I have a very hard time with this one. It’s a coin that is a self proclaimed joke by it’s creator. My guess in time is that it will no longer exist. Total speculation here, though I still get a laugh from their jocularity.”

Monero “Still a big fan of this one. Zcash has all of the glory right now, but Monero has, in my opinion, better tech. We will have to see how they both do in the coming months. Again, what we see on the dark web now, is what we will eventually get down the road for the masses. Monero is ruling the roost down there right now. Remember where Bitcoin took off six years ago.”

Coins to watch “There are so many new coins and tokens coming on the market these days. As in the last report, I still like the decentralized exchange tokens. 0x is atop my list. I do think Ethereum Classic will also take off, because I believe that Coinbase will list it at some point.”

Samson Williams
Fintech Partner and Instructor, CSO

Bitcoin “USD will move into the cryptocurrency market in Q3 2018, as the #2018Recession in the USA starts to be acknowledged. More money will move into the crypto markets as the value of the US dollar and stocks continues to decline heading into 2019.”

  • Bitcash “Same reason as before. Fiat currency fleeing the plummeting stock markets as the #2018Recession kicks in, in Q3 2018.”
  • Ethereum “Same reason as before. Fiat currency fleeing the plummeting stock markets as the #2018Recession kicks in, in Q3 2018.”
  • Litecoin “Same reason as before. Fiat currency fleeing the plummeting stock markets as the #2018Recession kicks in, in Q3 2018.”
  • Ripple “Though not a cryptocurrency at all, it is the child of banks. So it’ll get the natural bump from #2018Recession.”
  • Dogecoin “Huge community and excellent option for a real currency when #2018Recession kicks in.”
  • Monero “For moving funds out of fiat to cryptos during the recession Monero will be huge.”

Coins to watch “CrowdToken, OHUBtoken, ArtByte and FixNix token. Tokens will dominate 2018 and #ArtByte because of community and proven staying power.”

“For moving funds out of fiat to cryptos during the recession Monero will be huge.”

Tim Lea
CEO, Director of Veredictum

Bitcoin “We have been through the major correction from the exuberance of late 2016. I think we will stabilize during early March to around $12k-$13k and steadily rise to $17.5k as larger funds begin to enter the space. In regards to the end of 2018, I think we will see a correction reflection of corporate reaction to blockchain adoption, where frustration will be seen about the lack of revenue generation to repay the corporate investment in the space (associated with the Gartner hype cycle as we head into the valley of disillusionment). ICOs I think will begin to stall as deliveries of sustainable technology fall short of expectation. In the absence of further clarity from the parties concerned, we may also see deep weakness from some players in the space, for example USDT/Bitfinex.”

Bitcoin Cash “For the same reasons as my bitcoin prediction – when bitcoin sneezes the crypto space catches a cold. I do not feel Bitcoin Cash has the right profile to be an operational currency and will lose substantial ground to Litecoin (with their LitePay product) and Dash.”

“Ethereum has positioned itself well as a well-networked cryptocurrency with the Ethereum Alliance and a crypto with a strong value-added value proposition (smart contract platform). Scalability is a major issue and others such as EOS, whose development team addressing scalability with already-proven structures in other tokens. Ethereum has a strong developer base but if Bitcoin suffers as I believe Ethereum will soften at a similar time taking it away from its all-time high that will probably happen around the Consensus conference in May 2018.”

“Litecoin is the hidden gem. The LitePay product that is being produced has all the hallmarks of greatness. With a heavy emphasis on compliance there is a great recognition within the team to hit the operational payments space very strongly and with the right compliance issues to deal with the regulatory structures that cryptocurrency so desperately needs. Launching to over 40 countries, already being on Coinbase and having the strong network effect this is definitely one for the watch list.”

Monero “Privacy will be important not only for libertarians but also corporates. As cryptocurrency becomes more readily accepted as a payment mechanism for international payments, corporates will want to hide their association with international payments, for example, if you buy from China regularly competitors can see the transactional value and volume to determine (second guess) your cost of sales. Corporates will want to hide information from competitors.”

“Privacy will be important not only for libertarians but also corporates. As cryptocurrency becomes more readily accepted as a payment mechanism for international payments, corporates will want to hide their association with international payments, for example, if you buy from China regularly competitors can see the transactional value and volume to determine (second guess) your cost of sales. Corporates will want to hide information from competitors.”

Coins to watch “Litecoin and Dash. Both are setting their stall out to be payments based coins and this year will see the adoption of both increase markedly EOS because of its scalability.”